Investing involves risk. Simply put, Sharesies is not ideal for those starting out with small amounts of money. Another way of thinking about this is to remind yourself that the number of shares you own doesn’t change until you buy or sell. You aren’t guaranteed to make money, and you might lose the money you start with. If you had one share in a fund that gets a dollar per share from the companies it invested in, then you get a dollar. With Sharesies, you can invest in a wide range of companies and exchange-traded funds on the New Zealand Stock Exchange (NZX) and three US exchanges (NYSE, NASDAQ, and CBOE), as well as NZ managed funds. Dividends: getting income from your shares. Pathfinder Global Water Fund becomes vegan-friendly! Sharesies Limited is an accredited participant on the NZX. One of their mission is to make investment fun, easy and affordable. This gives you heaps of opportunity to diversify your Portfolio, and choose an investment that’s right for you. This sounds like a long game—and it is. If you’d like to set up an auto-invest order, we have a Help Centre article that explains how to do this. While we can't provide any personalised financial advice or tell you what to invest in, we always advocate a long-game investing approach. But if you want to have it both ways, there’s nothing stopping you from investing some of your money in investments that pay more dividends, and some in investments that tend towards capital gains. Sharesies interface is bright, colourful and 'gamified' to make investing not only easy, but fun. This system is scrutinised every year, so there are minimal chances of risks. That’s how you change a “paper gain” into a capital gain—or, cash. You really can have it all! Diversification can also help reduce risk over time. One is … Fund providers might pay us (also known as a rebate) to have their funds on Sharesies Written by Renae Williams It is not able to do anything with the money unless you give the instruction to do so. Sharesies isn’t a 'get-rich-quick' scheme — we encourage investing an amount you can afford, regularly, over a long period of time. To withdraw money from your Sharesies Wallet. Sharesies comes into play as an investing platform where you yourself can invest as little as 1 cent in NZX-listed companies, NZX-listed exchange-traded funds, or managed funds—and they’re also making US shares available on the platform in the very near future. This platform aims to keep things easy and simple for the investors so that when they start investing, they already know what they are getting themselves into. With Sharesies, you’ve got the ability to build your Portfolio one payday at a time, and invest in funds and companies at a risk level you’re comfortable with. For example, if you buy some shares for $5, then sell them later on for $7, you’ve made a capital gain of $2. That means that Spark paid around 8% in dividends in the last year. Hatch gives Kiwis easy access to the United States sharemarket, and with this access comes the opportunity to invest in 754different US domiciled ETFs!!! We can’t do anything to your money or investments unless you tell us to (e.g. Hatch is another Wellington based service owned by KiwiWealth, and they’ve recently reached over 10,000 investors. Sharesies is not low cost for new investors, as can be seen in my investing series that compares the cost of the biggest index funds in NZ. We subtract this fee from the original amount, and then exchange the rest. In Sharesies, you can see how much a company or fund has paid in dividends over the past year by looking at the “how you can make money” bit. Companies will often choose to reinvest their profits, rather than give them directly to shareholders. 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