Plus, get a 2% rate reduction when you apply with a co-applicant! Business loans from $5,000 to $300,000. It operates in two segments: easyfinancial, which offers high-interest loans to subprime borrowers, and easyhome, which sells furniture and other durable goods on a rent-to-ownbasis. †Loan Protection Plan is underwritten by American Bankers Insurance Company of Florida (ABIC) and American Bankers Life Assurance Company of Florida (ABLAC) under Group Master Policy Numbers EF012017, EFL012017, EF082017 and EFL082017. Any questions related to the Privacy Policy or the handling of personal information by goeasy can be addressed directly to the Privacy Officer at: If you are not satisfied with our response to a privacy-related matter, you may contact the Office of the Privacy Commissioner of Canada at 1-800-282-1376 or at http://www.privcom.gc.ca. Offer may be withdrawn without notice, at the sole discretion of easyfinancial. We know that fine print can be painful, but we believe it's important you have all the facts! Contact us. We create meaningful relationships with our customers built on transparency and respect. Refresh Financial Inc., and its subsidiaries and affiliates, has not endorsed any such statements and accepts no responsibility for their accuracy or completeness. Learn about goeasy culture, salaries, benefits, work-life balance, management, job security, and more. We do what it takes to make it happen and are relentless in our pursuit of success. Secured personal loans may be subject to provincial fees upon funding. goeasy does not guarantee the confidentiality of any communications made by you via e-mail or otherwise through our websites. Conditions apply. easyhome careers. Conditions apply see in store for details. Get your money as soon as today2. 88% of our customers receive a decision in 30 minutes or less2. goeasy has appointed a Privacy Officer to oversee compliance with this Privacy Policy and applicable privacy laws. We work where we live and take action to make a positive difference in the lives of others. goeasy may establish and maintain a file containing an individual's personal information for the purposes described above, which will be accessible at our offices. Ask branch for details. All entries must be received by midnight on January 16, 2021. 96%. ​information on new products and contests. We reserve the right to modify this Privacy Policy at any time. We drive results by executing well thought out ideas and take time to celebrate our success and learn from our experience. Refresh Financial Inc. acts as lender in respect of creditplus loans, but is not affiliated with easyfinancial Services Inc. and has not reviewed or approved any claims made in this advertisement, nor can it confirm their accuracy or completeness. With every on-time payment, a loan from easyfinancial can help you rebuild your credit. goeasy Ltd., its affiliates, subsidiaries (including RTO Asset Management Inc. operating as easyhome and easyfinancial Services Inc. operating as easyfinancial) and franchisees (collectively, "goeasy", "we", "us" or "our"), have provided this Privacy Policy to describe our personal information handling practices, and to assure you of our continuing commitment to take steps to protect all personal information that we handle in the course of commercial activities. It has around 200 easyfinancial locations and 180 easyhome … In certain circumstances, as permitted or required by law, we may collect, use or disclose personal information without the knowledge or consent of the individual. Excluding Manitoba and Quebec. Apply online in minutes or visit one of our 350+ locations2. creditplus loan may be subject to additional fees that vary by province. goeasy … Plus, get a 2% rate reduction when you apply with a co-applicant! As of 2016, easyfinancial had $344 million in loans, and goeasy had a market value of $400 million as of March 2017. With a winning corporate culture, 15 years of consecutive financial growth and a business model designed to help everyday Canadians, goeasy is the place you want to be. For purposes of this offer, “family” includes your spouse, common-law spouse, child, or parent, in each case where there is voluntary, direct, two-way communication between yourself and the referred friend. *loan offer not available in some provinces. See in store for details. Call us at 1 844 i go easy 1 844 446 3279 Investor site. *This is an offer made by easyfinancial Services Inc.  and does not, in any way, guarantee any credit improvement, credit repair or similar guarantees or promises with respect to your credit score. If you withdraw your consent, we may be limited or unable to provide you with certain services or information. goeasy collects and uses personal information for purposes limited to those which are related to its businesses, which include providing financial services and leasing household furnishings, appliances, and home electronic products to its customers under lease agreements. Go to creditoptimizer.easyfinancial.com; 2. easyfinancial offers a variety of financial services including personal loans, and mortgages. Offer subject to change without notice. See in-branch for details. Consent to the collection, use and disclosure of personal information may be given in various ways. Individuals have the right to request access to or correction of their personal information that is held by goeasy. We use cookies and other tracking technologies to improve your experience on our website, to facilitate the online application process and for internal research and reporting purposes. Build your credit and grow your savings through our savings loan. All new approved Unsecured loan application(s), with a co-applicant, will receive a 2% reduction on the interest rate to be charged. Refresh Financial Inc. acts as lender in respect of creditplus loans, but is not affiliated with easyfinancial Services Inc. and has not reviewed or approved any claims made in this advertisement, nor can it confirm their accuracy or completeness. Example: $1000 unsecured loan borrowed for 12 months at 29.99%: Monthly payment: $125.09; Total repayment with interest: $1501.084. Our payment options are affordable and flexible to fit within your budget. Reviews from goeasy employees about working as a Financial Representative at goeasy. Stock analysis for goeasy Ltd (GSY:Toronto) including stock price, stock chart, company news, key statistics, fundamentals and company profile. We may collect and use personal information for purposes such as, but not limited to, the following: goeasy limits the amount and type of personal information collected to that which is necessary for our identified purposes, and we collect personal information by fair and lawful means. easyfinancial is a division of goeasy Ltd., the leading full service provider of goods and alternative financial services … Offer is valid in all regions excluding Manitoba and Quebec. Unless you are a resident of the Province of Quebec, this Privacy Policy does not apply to an individual's business contact information where collected, used or disclosed solely for the purpose of communicating with the individual in relation to their business, employment or profession. If you own your own home and are looking to borrow money, our secured personal loans allow you to use the equity in your home to borrow more money at lower rates. Loans may be subject to administrative fees. Assignees or successors of our business or assets may use and disclose your personal information for similar purposes as those described in this Policy. The overall rating of the company is 1.3 and consumers are mostly dissatisfied. easyfinancial is a division of goeasy Ltd., the leading full service provider of goods and alternative financial services that improve the lives of everyday Canadians. These other websites are not governed by our Privacy Policy and we are not responsible for any personal information which you provide while visiting other websites. If an individual successfully demonstrates the inaccuracy or incompleteness of personal information, we will amend the information as required. goeasy offers brand-name lease-to-own furniture, appliances, electronics and computers and easy loans from $500 up to $45,000. to credit reporting agencies and to your current or future creditors for the purpose of maintaining your credit history and providing credit references; to financial institutions for payment processing purposes; to third parties as reasonably necessary to enforce your contracts with us and otherwise for the collection or payment of a debt owed to us; for the purposes of detecting and preventing fraud; for the purposes of meeting legal, regulatory, industry self-regulatory, risk management and security requirements; with your consent  to goeasy's insurance partners or other lenders so that they may offer other products and services that may be of interest to you; and. EasyFinancial ranks 217 of 870 in Loans and Mortgages category. We say yes to Canadians when banks aren't an option with personal loans up to $15,000. You can withdraw your consent at any time. goeasy hereby provides written notice of the sale, transfer and assignment of all present and future consumer loans and related agreements, and the use and disclosure of related personal information, in connection with the proposed and actual securitization of its consumer loans. Plus, 60% of our customers have improved their credit score and 1 in 3 graduate to prime credit. easyfinancial offers a variety of financial services including personal loans, and mortgages. easyfinancial offers a variety of financial services including personal loans, and mortgages. Let’s see if they’re buys.The post 3 TSX Stocks With up to 520% Total Returns appeared first on The … Get between $5,000 and $300,000 to grow your business, make repairs, buy new equipment, staff up, buy inventory, whatever you choose. Customers have the option to request an increase to their loan after paying down a percentage of their current loan amount and maintaining good payment history. * Excludes Manitoba and Quebec. It is listed as … Get back on top of your finances without resorting to expensive payday loans. Product available for a fee, see in branch for details. Pay off your personal loan early so you can save on interest and be debt free sooner. customer name and contact information, including mailing address, telephone number, fax number and/or email address; additional information for identity matching and credit check purposes, such as occupation, name of employer, names and contact information for references, assets, liabilities, income, previous address, number of dependents, Social Insurance Number (if provided), date of birth or driver's license number; information about the account or loan, such as current and historical information, balance and indebtedness, account transaction history and similar information and records relating to the handling of any inquiries or complaints; payment-related information such as banking information; and. We take pride in choosing to do the right thing and demonstrate integrity through our actions and decisions. Limit of 5 referrals. Get approved even with no credit history. Only authorized employees, agents, partners and third parties who require access to personal information to fulfill their job requirements will have access to personal information. Loans from easyfinancial do not automatically renew. or in Quebec, Alberta or British Columbia, your provincial privacy regulator, as applicable. to manage and promote the business activities of goeasy; to verify identity and other information provided by customers and to determine eligibility for products and services; to open, administer and service accounts and loans and to provide and administer any requested products or services; to evaluate current and ongoing creditworthiness and other requirements and to determine eligibility or suitability for products or services offered by goeasy; to advertise, market and promote products and services that may be of interest to customers, including by mail, email,  text message, telephone, automatic dialers and announcing devices; to establish relationships, provide quality service to and communicate with customers; to protect the business interests of goeasy and its customers, including to detect and prevent fraud and other unauthorized or illegal activities; to maintain business records for reasonable periods to meet legal and regulatory record retention requirements; and. Any statements, claims, or offers contained in any advertisement, promotional materials or websites operated, maintained or produced by easyfinancial Services Inc. are wholly the responsibility of easyfinancial Services Inc. and no other party. Your loan amount, interest rate and term will depend on whether you choose an unsecured or secured personal loan. Intact Financial (TSX:IFC) and two other stocks could hide more upside than investors may realize. easyfinancial may help improve your credit score by building a credit history provided your payments are made in full and on-time. If you're seeing this message, that means JavaScript has been disabled on your browser, please enable JS to make this app work. We collect personal information primarily from you, for instance through applications and supporting documentation you provide. The overall … We are a high performing team that is accountable to each other, dedicated to achieving the goals of our organization, and proud of how we work together to serve our customers. When personal information is transferred to service providers, we use contractual or other means to ensure that a comparable level of protection is provided. Our, Beyond offering cash loans, we help Canadians take control of their financial futures by providing access to, Example: $1000 unsecured loan borrowed for 12 months at 29.99%: Monthly payment: $125.09; Total repayment with interest: $1501.08, grow your savings through our savings loan, retail financing offering for eCommerce and in-store. Please review these terms in full to understand your rights and obligations as a borrower of a creditplus loan. If you are new to Canada or a student and don’t have a credit history, we can help too. *Loan repayment between 9-120 months.1 We use Google AdWords Remarketing in compliance with the Google AdWords Interest-Based Advertising Policy, which means that you may see our advertisements on Google and other third party websites on the internet after visiting our website. Consent can be express or implied. We use the data collected through Google Analytics Demographics and Interest Reporting to better understand our website visitors in terms of demographics and interests, to improve our website content in order to cater to our audience, and to customize advertisements based on our audience's interests and demographics. easyfinancial reserves the right to change, amend or withdraw this offer at any time without notice. You have the option to opt out of Google Analytics for Display Advertising and customize Google Display Network ads. Your account must be in good standing. goeasy Ltd. is a Canadian public alternative financial company based in Mississauga, Ontario. easyfinancial is a division of goeasy Ltd., the leading full service provider of goods and alternative financial services that improve the lives of everyday Canadians. I've been working with Easy Financial for 1 year and 9 month I can't say enough about the enjoyable time that I had in that past time , great place to work, great culture, and amazing … NO PURCHASE NECESSARY. goeasy Ltd. is a Canadian company headquartered in Mississauga, Ontario, that provides non-prime leasing and lending services through its easyhome and easyfinancial divisions. In some circumstances, where notice has been provided to you about our intentions with respect to your personal information and you have not withdrawn consent, you will be considered to have consented for the purposes identified and described to you. We encourage you to read the privacy policy of every website you visit. easyfinancial is a division of goeasy Ltd., the leading full service provider of goods and alternative financial services … In the easyfinancial business, goeasy generates revenue by lending to non-prime consumers by way of installment loans. Plus, qualify for a $1,000 loan guaranteed with on-time payments in as early as 6 months! Copies of records containing personal information may be subject to a fee. Safeguards will vary depending on the sensitivity, format, location, and storage of the personal information. We will use our best efforts to ensure that personal information is as accurate, complete and up-to-date as necessary for the identified purposes. We will respond to written requests within a reasonable time. Conditions apply; see in store for details. By signing up you are agreeing to receive promotional offers from goeasy. creditoptimizer has a Target Score Calculator and a Money Calculator, that estimate how certain changes in your credit behavior may impact your credit score. Interest rates vary by customer and situation, however the rate of interest applied to the initial principal amount of the business loan will generally fall between 18% to 26%. Our payment options are affordable and flexible to fit within your budget. Some of our service providers may be located outside Canada, including in the United States, and will be subject to applicable legal requirements in the country in which they are located, including lawful requirements to disclose personal information to government authorities in certain circumstances. Easy Financial has reported of late payment in my credit report last August 20, 2020. Get the latest stock price for goeasy Ltd. (GSY), plus the latest news, recent trades, charting, insider activity, and analyst ratings. For example, we may collect personal information from credit bureaus for the purpose of locating you to collect outstanding debts. Prior to goeasy, Hal was the Chief Financial Officer of DuoBank (formerly Walmart Bank of Canada) and was accountable for overall financial governance, treasury and capital markets, and responsible for … For full contest rules please visit www.easyfinancial.com/getstarted. Optional service. The terms and conditions associated with all creditplus loans are set out in the creditplus loan agreement between easyfinancial Services Inc. (which will assign its rights and responsibilities as Lender under the creditplus loan to Refresh Capital Corp. prior to funding it, in accordance with the terms of the creditplus loan agreement) and borrowers. Get back on top of your finances without resorting to expensive payday loans. Referrer must be a resident of Canada (excluding Manitoba) and have reached the age of majority in his/her province/territory of residence. We may also collect personal information about you through your ongoing interactions with us, from references, employers and other financial institutions you have identified in your application as well as credit bureaus and other third party sources. Subject to legal or contractual requirements and reasonable notice, you may withdraw your consent at any time by contacting goeasy's Privacy Officer at the contact information set out at the end of this Privacy Policy. EasyFinancial was first mentioned on PissedConsumer on May 11, 2015 and since then this brand received 124 reviews.. EasyFinancial ranks 219 of 871 in Loans and Mortgages category. for other purposes identified by goeasy with your consent or as permitted or required by law. * easyfinancial offers secured personal loans in all provinces, excluding Nunavut, Northwest Territories, and Yukon. We do what it takes to make it happen and are relentless in our pursuit of success. While having a loan and honouring its obligations can help build credit, too many loans may be seen by potential creditors as an increased risk, and failure to meet repayment obligations will result in a negative report to the credit bureaus, which would reduce your credit score. If you are looking to borrow money for bill payments, debt consolidation, or home and auto repairs, we can help get you the money you need as soon as today. If this is the case, goeasy will inform the individual of the amount of the fee in advance. goeasy Ltd. is listed on the TSE under the symbol 'GSY'. If you’re willing to work … easyfinancial is a division of goeasy Ltd., the leading full service provider of goods and alternative financial services … Payment includes optional loan protection insurance fees, but excludes applicable provincial taxes and prepaid card fees. Please borrow responsibly. NSF (non-sufficient funds) payments will be assessed a $50 fee in addition to fees charged by the customer's financial institution. I cancelled my contract with them last June 2020. such other information that is necessary for our identified purposes and that is collected with your consent or as permitted or required by law. A "cookie" is a bit of information that a website sends to your web browser that helps the site remember information about you and your preferences, such as your IP address and the pages of the website that you visit. easyfinancial offers a variety of financial services including personal loans, and mortgages. Click Here to learn more about our COVID-19 safety measures. We can approve you in minutes, even with no credit history. Apply for a creditplus loan powered by Refresh Financial, of $1,500 or $3,000, with interest rates from 9.5% – 9.9% depending on your loan amount and our assessment of your credit profile, amortization of 48 months, and get a guaranteed $1,000 easyfinancial loan (the “Offer”) after the first 6 or 12 months of on-time payments. The Investor Relations website contains information about goeasy Ltd's business for stockholders, potential investors, and financial analysts. Conditions apply. easyfinancial offers short term personal loans and is not a credit repair service. Such a request would be subject to the company's standard underwriting rules. Get full access to financial education,  Total of fifteen prizes available to be won. 74 talking about this. Guaranteed easyfinancial loan Offer not available in Manitoba, Newfoundland, Saskatchewan and Quebec. easyfinancial offers a variety of financial services including personal loans, and mortgages. Our affordable loans and flexible terms are designed to help you save. Refresh Financial Inc., and its subsidiaries and affiliates, has not endorsed any such statements and accepts no responsibility for their accuracy or completeness. Offer excludes any referral, direct or indirect, from Mortgage Agents, Mortgage Brokers, Mortgage Advisors or their employees, agents or their affiliates. ** Receive approval in as little as 48 hours with complete documentation. Enter the email address you think you used for your easyfinancial account; 4. On average loan applications receive credit pre-approval within 10 minutes, and get a final lending decision within 30 minutes. Click on ""New User"" 3. Plus applying with us is fast, easy and secure, and will not affect your credit score! These circumstances include but are not limited to: personal information that is publicly available as defined by regulation; where collection is clearly in the interests of the individual and consent cannot be obtained in a timely way; where disclosure is made for the purposes of collecting a debt owed to us; or to comply with a subpoena, warrant or court order. Price includes optional Loan Protection Plan coverage 1. An installment loan is an affordable way to build your credit. The terms and conditions associated with all creditplus loans are set out in the creditplus loan agreement between easyfinancial Services Inc. (which will assign its rights and responsibilities as Lender under the creditplus loan to Refresh Capital Corp. prior to funding it, in accordance with the terms of the creditplus loan agreement) and borrowers. If you wish to provide information of a confidential or sensitive nature to easyhome, please contact us directly by telephone at 1-866-823-3279 or easyfinancial at 1-888-502-3279 to arrange for delivery/transmission of such information by secure means. If we refuse access to personal information or disagree with an assertion that information held by us is incorrect, we will provide a written explanation for such refusal and a description of our complaints procedure should an individual decide to challenge such written explanation. Contest period January 4 to January 16, 2021. The APR is between 19.99%-46.96%. To be eligible for the Offer, Customer(s) must be employed, not bankrupt, not in credit counselling, and not have an existing loan with easyfinancial, or have had a previous loan with easyfinancial that was not fully repaid. Requests must be made in writing, addressed to goeasy's Privacy Officer as per the contact information set out at the end of this Policy. In connection with loan agreements, we may also collect personal information from credit bureaus in order to verify your current and ongoing creditworthiness and other information you may provide to us. EasyFinancial Overview EasyFinancial was first mentioned on PissedConsumer on May 11, 2015 and since then this brand received 124 reviews. Contact us. Being a homeowner has its advantages! 60% of the customers we help have been turned down by a bank due to bad credit3. easyfinancial offers personal loans from $500 to $45,000 with terms from 9 to 120 months. Get approved with no credit history and start building your better tomorrow. Powered by Refresh Financial. With APR from 15.68-19.99%, depending on your loan size. In the course of fulfilling the purposes described above, goeasy may transfer your personal information to service providers, including affiliates or other third party organizations or individuals retained by goeasy to perform functions on its behalf, such as marketing, data processing, customer service, office, security, collections, insurance, financial and taxation services. easyfinancial contacts customers in arrears as soon as possible through various means including, but not limited to telephone, email, postal mail and SMS. Price includes optional Loan Protection Plan coverage. ABIC and ABLAC carry on business in Canada under the trade name of Assurant®. Our website may contain links to other websites of interest. Any statements, claims, or offers contained in any advertisement, promotional materials or websites operated, maintained or produced by easyfinancial Services Inc. are wholly the responsibility of easyfinancial Services Inc. and no other party. To prevent fraudulent access to the personal information stored by goeasy, we may take reasonable steps to verify an individual's identity before granting access or making corrections. Math skill testing question required. When you apply, we’ll produce an instant no-obligation quote so you’ll know exactly what you qualify for. goeasy may disclose your personal information as necessary to meet legal, regulatory, insurance, audit, and security requirements, and as otherwise with your consent or as permitted or required by law. 33 City Centre Dr #510, Mississauga, ON L5B 2N5, Start your new year right with a chance to win one of fifteen $1,000 prizes!*. Product not available on high-cost credit Unsecured Personal Loans in Manitoba. ‡ Conditions apply. Restrictions apply, please see in store for details. Easy Financial offers unsecured personal loans up to $15,000 … For purposes of this offer, “friend” includes only an individual with whom you have a voluntary, direct, two-way communication and it would be reasonable to conclude that they have a personal relationship with and have met in person. creditoptimizer is not a credit repair or credit counseling tool, and does not provide credit repair advice. An individual's right to access or correct personal information is subject to applicable legal restrictions. Quote so you ’ ll produce an instant no-obligation quote so you can have in. In loans and mortgages provide you with certain services or information learn more about our COVID-19 measures! Certain services or information, your provincial Privacy regulator, as applicable affordable way to your... Their credit score and have reached legal age of majority in his/her province/territory of residence an. And is not a credit repair service fees, but excludes applicable taxes! 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